Energy Loan Program

Department announces Emergency Energy Loans

JEFFERSON CITY — In response to recent severe weather events, the Missouri Department of Economic Development announced today that public schools (K-12) and city and county governments (including water and wastewater plants) impacted by these severe weather events are eligible to apply for low-interest emergency loans.

The department’s Division of Energy will accept applications submitted within two months of the weather event for loans between $10,000 and $500,000. The loan shall be repaid by energy cost savings and shall not exceed a ten-year repayment. The loans, administered as part of the Energy Loan Program, can provide financing for replacing or upgrading damaged equipment including: high efficiency lighting fixtures and lamps; high efficiency heating, ventilation and air conditioning systems; combined heat and power systems; renewable energy systems; waste heat recovery; energy efficient fine bubble diffusers and high efficiency pumps; building shell improvements, such as insulation and other infiltration measures; and other measures that reduce energy use and cost.

The Division of Energy has awarded emergency loans in the past. Most recently, the Energy Loan Program was able to assist Orrick R-XI School District after a tornado destroyed its rooftop HVAC equipment. Orrick was able to replace the damaged equipment with a more efficient system.

For a list of recipients, to learn more about the Energy Loan Program, or to apply, please visit or contact the Missouri Department of Economic Development’s Division of Energy at 573-751-2254 or toll-free at 855-522-2796.

FY2018 Energy Loan Cycle Announcement

The FY2018 Energy Loan Cycle ​is now closed. For further assistance, please contact the Energy Loan Program at 855-522-2796.

FY2017 Energy Loan Cycle Announcement

The loan award for FY2017 Supplemental Cycle has been announced. Please see below. For further assistance, please contact the Energy Loan Program at 855-522-2796.

FY2017 Supplemental Cycle Announcement

Low-interest Loans to Schools and Governments for Energy Efficiency Improvements

The Division of Energy provides loans to public schools (K-12), public/private colleges and universities, city/county governments, public owned airport facilities (municipal, county, regional, and international), public water and wastewater treatment facilities, and public/private not-for-profit hospitals to help reduce energy costs through the Energy Loan Program. This loan financing may be used for various energy-saving investments, including projects such as upgrading insulation, lighting systems, heating and cooling systems, windows and other items that affect your energy use.

Loan recipients benefit from increased occupant comfort in their buildings and reduced energy costs. The financing also frees up tax dollars that school districts, higher education facilities and local governments can use for essential services or other capital improvements. Loan recipients repay the loan with money saved on energy costs as a result of implementing the energy-efficiency projects. 

According to Attorney General of Missouri opinion letter No. 136-85, these loans borrowed by public schools do not require electorate assent and are not considered as “debt” created. Therefore, the loan financing does not count against debt limits or require a public vote or bond issuance.

Since the Energy Loan Program’s inception in 1989, the Division of Energy has awarded more than 595 loans resulting in more than $104 million in completed energy efficiency projects and more than $188 million in estimated cumulative energy savings. There have been no loan defaults in the 28-year history of the Energy Loan Program.

Projects with energy cost savings are eligible with this Energy Loan Program. Examples of eligible projects include:

  • High efficiency lighting fixtures and lamps
  • High efficiency heating, ventilation and air conditioning systems
  • Combined heat and power systems
  • Renewable energy sytems
  • Waste heat recovery
  • Energy efficient fine bubble diffusers and high efficiency pumps
  • Building shell improvements such as insulation and other infiltration measures
  • Other measures that reduce energy use and cost

Applications will be reviewed on a competitive basis until all available funds are awarded.

Video Testimonials

Ozark Medical Center

Laclede County

Orrick R-XI School District

City of Carl Junction

Lincoln University

Lee's Summit R-VII School District

Greenfield Energy



Approved FY2017 Supplemental Loan Awards

For more information, please contact the Energy Loan Manager at 855-522-2796.






City of Adrian


Solar PV System



Butler County


Lighting upgrades



City of DeSoto


Lighting upgrades



Dixon R-I School District


AC, furnace, thermostat, and heat pump upgrades



Everton R-III School District


Solar PV System



Lee's Summit Municipal Airport


Runway lighting upgrades



Meramec Valley R-III School District


Lighting upgrades



North Pemiscot Co. R-I School District


Lighting upgrades



North Platte County R-I School District


Lighting and HVAC upgrades, window replacement



Perry County School District No. 32


HVAC and building automation control upgrades



Salisbury R-IV School District


Lighting upgrades



Southeast Missouri State University

Cape Girardeau

Lighting upgrades



Stephens College


Boiler replacement



University of Missouri - St. Louis

St. Louis

Boiler, variable frequency drive, and lighting upgrades



Vernon County Ambulance District


Lighting and HVAC upgrades, Solar PV System




Division of Energy: Energy Loan Program — Fiscal Years 201​5, 201​6, 201​7

Energy Loan Map
Download printable version of low-interest loan map with a list of recipients.


For more information regarding the Energy Loan Program contact the Division of Energy:

Telephone: Energy Loan Manager at 1-855-522-2796


Standard mail: 

Missouri Department of Economic Development
Division of Energy
Attn:  Energy Loan Program Clerk
P.O. Box 1766
Jefferson City, MO 65102-1766