Energy Loan Program

The Missouri Department of Economic Development is now accepting applications for low-interest energy improvement loans to public schools, public/private colleges and universities, local governments, local government/public owned airport facilities (municipal, county, regional, and international), public water and wastewater treatment facilities, and public/private not-for-profit hospitals. In total, the Department is making $5 million available for these entities to complete energy-efficiency and renewable energy projects throughout the State of Missouri.

The department’s Division of Energy is accepting loan applications from May 1, 2017 through July 31, 2017 for loans between $10,000 and $1 million. Loan applications will be evaluated on a competitive basis. If money remains after applications have been reviewed and prioritized, consideration will be given to loans in excess of $1 million.


The loan award for FY2017 Supplemental Cycle has been announced. Please see below. For further assistance, please contact the Energy Loan Program at 855-522-2796.

FY2017 Supplemental Cycle Announcement

Low-interest Loans to Schools and Governments for Energy Efficiency Improvements

The Division of Energy provides loans to public schools (K-12), public/private colleges and universities, city/county governments, public owned airport facilities (municipal, county, regional, and international), public water and wastewater treatment facilities, and public/private not-for-profit hospitals to help reduce energy costs through the Energy Loan Program. This loan financing may be used for various energy-saving investments, including projects such as upgrading insulation, lighting systems, heating and cooling systems, windows and other items that affect your energy use.

Loan recipients benefit from increased occupant comfort in their buildings and reduced energy costs. The financing also frees up tax dollars that school districts, higher education facilities and local governments can use for essential services or other capital improvements. Loan recipients repay the loan with money saved on energy costs as a result of implementing the energy-efficiency projects. 

According to Attorney General of Missouri opinion letter No. 136-85, these loans borrowed by public schools do not require electorate assent and are not considered as “debt” created. Therefore, the loan financing does not count against debt limits or require a public vote or bond issuance.

Since the fund was initiated in 1989, the Division of Energy has awarded more than 571 loans, which has resulted in nearly $99 million in completed energy-efficiency projects and more than $181 million in estimated cumulative energy savings.

Projects with energy cost savings are eligible with this Energy Loan Program. Examples of eligible projects include:

  • High efficiency lighting fixtures and lamps
  • High efficiency heating, ventilation and air conditioning systems
  • Combined heat and power systems
  • Renewable energy sytems
  • Waste heat recovery
  • Energy efficient fine bubble diffusers and high efficiency pumps
  • Building shell improvements such as insulation and other infiltration measures
  • Other measures that reduce energy use and cost

Applications will be reviewed on a competitive basis until all available funds are awarded.

Video Testimonials

Ozark Medical Center

Laclede County

Orrick R-XI School District

City of Carl Junction

Lincoln University

Lee's Summit R-VII School District

Greenfield Energy



Below are the approved FY2017 Supplemental Loan Awards.
For more information, please contact the Energy Loan Manager at 855-522-2796.






City of Adrian


Solar PV System



Butler County


Lighting upgrades



City of DeSoto


Lighting upgrades



Dixon R-I School District


AC, furnace, thermostat, and heat pump upgrades



Everton R-III School District


Solar PV System



Lee's Summit Municipal Airport


Runway lighting upgrades



Meramec Valley R-III School District


Lighting upgrades



North Pemiscot Co. R-I School District


Lighting upgrades



North Platte County R-I School District


Lighting and HVAC upgrades, window replacement



Perry County School District No. 32


HVAC and building automation control upgrades



Salisbury R-IV School District


Lighting upgrades



Southeast Missouri State University

Cape Girardeau

Lighting upgrades



Stephens College


Boiler replacement



University of Missouri - St. Louis

St. Louis

Boiler, variable frequency drive, and lighting upgrades



Vernon County Ambulance District


Lighting and HVAC upgrades, Solar PV System





Division of Energy:  Energy Loan Program
Fiscal Years 201​5, 201​6, 201​7

Energy Loan Map
                        Download printable version of low-interest loan map with a list of recipients.


For more information regarding the Energy Loan Program contact the Division of Energy:

Telephone: Energy Loan Manager at 1-855-522-2796

E-mail: [email protected]

Standard mail: 

Missouri Department of Economic Development
Division of Energy
Attn:  Energy Loan Program Clerk
P.O. Box 1766
Jefferson City, MO 65102-1766